Rates & Insurance

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Rates

Individual Therapy:

$150 per 50-minute session

$225 per 75 minute session

Couples Counseling:

$175 per 50 minute session

$262 per 75 minute session

Heath Savings Accounts (HSA) or  Flexible Spending Accounts (FSA) associated with any insurance might cover the session cost and run just like a health debit card. Please check with your carrier.

Insurance

*Megan accepts insurance for Individual Therapy and is in network with:
Aetna
United
Cigna
BSBS/Anthem
Oxford Health
Oscar
Carelon
Quest


Megan DOES NOT accept insurance for couples therapy. For typical couples counseling from an EFT approach, Megan cannot bill insurance for services due to ethical considerations as insurance requires medical neccesity in order to cover therapy.

*For out-of-network coverage, services may be covered in full or in part by your health insurance or employee benefit plan. Please check with your health insurance carrier for information about your out-of-network benefits. 

Please check your coverage carefully. Some questions to consider asking insurance to help assess coverage for therapy sessions are noted below:

**Ask for coverage information for in-network benefits and out-of-network benefits

  • What are my mental health benefits for oupatient counseling for individual therapy (code 90834) or family/couple therapy (code 90847) for in network providers or for out of network providers?
  • Are there any exclusions to my mental health coverage?
  • What are my co-pays per session?
  • Is there a deductible that I need to meet before any insurance coverage applies, and how much have I met toward my individual deductible and family deductible?
  • How many therapy sessions does my plan cover (pending medical necessity)?
  • How much does my insurance reimburse for an out-of-network provider, and what information do I need to submit to insurance? How do I submit claims to insurance?
  • Is approval required from my primary care physician or any pre-authorization required?

Payment

Cash, Check and All Major Credit Cards accepted for payment.

Cancellation Policy

If you are unable to attend a session, please make sure you cancel at least 24 hours beforehand. Otherwise, you may be charged for the full rate of the session.

Any Other Questions

Please contact me for any additional questions you may have. I look forward to hearing from you!